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HomeMy WebLinkAboutORD 89-59 e _ 69 ORDINANCE AUTHORIZING THE ISSUANCE OF THE CITY OF BEAUMONT, TEXAS, WATERWORKS AND SEWER SYSTEM REVENUE AND REFUNDING BONDS, SERIES 1989; AUTHORIZING THE ADVANCE REFUNDING AND REDEMPTION PRIOR TO MATURITY OF THE CITY OF BEAUMONT, TEXAS, WATERWORKS AND SEWER SYSTEM REVENUE REFUNDING BONDS, SERIES 1983; AU'T'HORIZING THE EXECUTION AND DELIVERY OF AN ESCROW AGREEMENT AND THE SUBSCRIPTION FOR AND PURCHASE OF CERTAIN ESCROWED SECURITIES; AND CONTAINING OTHER MATTERS RELATED THERETO THE STATE OF TEXAS § COUNTY OF JEFFERSON § THE CITY OF BEAUMONT § WHEREAS, the City of Beaumont, Texas (the "City" ) is authorized, pursuant to Articles 1111 et seq. , Vernon' s Texas Civil Statutes, as amended, to issue bonds payable from the net revenues of its waterworks and sewer system and to issue such bonds, without an election, for money for acquisitions, extensions, construction, improvement or repair of such system; and WHEREAS, the City now desires to issue bonds in order to provide for certain acquisitions, extensions, construction, improvement or repair of its waterworks and sewer system and has given notice as required by Section 252.041 of V.T.C.A. , Local Government Code, as amended, and Article 2368a, Vernon' s Texas Civil Statutes, as amended, of its intention to issue such bonds as hereinafter authorized and has not received any petitions for a referendum concerning issuance of such bonds; and WHEREAS, the City has heretofore issued its City of Beaumont, Texas, Waterworks and Sewer System Revenue Refunding Bonds, Series 1983 (the "Refunded Bonds" ) and now desires to refund the Refunded Bonds in advance of their maturities; and WHEREAS, Article 717k and Articles 1111 et seq. , Vernon's Texas Civil Statutes, as amended, authorize the City to issue refunding bonds for the purpose of refunding the Refunded Bonds in advance of their maturities, and to accomplish such refunding by depositing directly with any paying agent for the Refunded Bonds the proceeds of such refunding bonds, together with other available funds, in an amount sufficient to provide for the payment or redemption of the Refunded Bonds, and provides that such deposit shall constitute the making of firm banking and financial arrangements for the discharge and final payment or redemption of the Refunded Bonds; and WHEREAS, the City desires to call certain of the Refunded Bonds for redemption prior to their maturities; and WHEREAS, the City desires to authorize the execution of an escrow agreement and provide for the deposit of proceeds of the refunding bonds to pay and redeem the Refunded Bonds; and WHEREAS, upon the issuance of the refunding bonds herein authorized and the deposit of funds referred to above, the Refunded Bonds shall no longer be regarded as being outstanding, except for the purpose of being paid pursuant to such deposit, and the pledges, liens, trusts and all other covenants, provisions, terms and conditions of the ordinance authorizing the issuance of the Refunded Bonds shall be discharged, terminated and defeased; Now, Therefore BE IT ORDAINED BY THE CITY OF BEAUMONT: 1. Consideration. It is hereby found and determined that the transactions contemplated in this Ordinance will benefit the City by providing a savings in debt service, and that such benefit is sufficient consideration for the refunding of the Refunded Bonds. 2 . Definitions. Throughout this ordinance the following terms and expressions as used herein shall have the meanings set forth below The term "Additional Parity Bonds" shall mean the additional parity revenue bonds permitted to be issued by the City pursuant to Section 20 of this Ordinance. The term "Annual Principal and Interest Requirements" shall mean, with respect to Parity Bonds, Junior Lien Bonds, or any one or more series thereof, and with respect to any Fiscal Year, all payments of principal and interest scheduled to become due during such Fiscal Year by reason of an interest payment date or a maturity or mandatory redemption date occurring after the date of calculation. The term "Average Annual Principal and Interest Requirements" shall mean, with respect to any series of Parity Bonds and/or Junior Lien Bonds, an amount calculated by dividing the total Annual Principal and Interest Requirements on such bonds by the number of Fiscal Years remaining until the last maturity of such bonds. -2- The term "Bond Register" shall mean the books of registration kept by the Registrar in which are maintained the names and addresses of, and the principal amounts of the Bonds registered to, each Owner. The term "Bonds" shall mean the $16,840, 000 The City of Beaumont, Texas, Waterworks and Sewer System Revenue and Refunding Bonds, Series 1989 authorized in this Ordinance, unless the context clearly indicates otherwise. The term "City" shall mean The City of Beaumont, Texas. The term "Financial Guaranty Agreement" shall mean a financial guaranty agreement between the City and an Insurer providing for issuance of a Qualified Surety Bond, payment of any premiums therefor, and reimbursement of any amounts advanced thereunder. The term "Fiscal Year" shall mean the City' s fiscal year which currently runs from October 1 to September 30, brut which may be changed from time to time by the City. The term "Gross Revenues" shall mean all revenues, income and receipts of every nature derived or received by the City from the operation and ownership of the System (but excluding any utility deposits) , the interest income from the investment or deposit of money in the Revenue Fund, the Interest and Sinking Fund, the Reserve Fund, the Junior Lien Bond Interest and Sinking Fund, the Junior Lien Bond Reserve Fund and any other revenues hereafter pledged to the payment of all Parity Bonds. The term "Holder" or "holders" shall mean the owner or owners, as the case may be, of one or more Bonds. The term "Insurer" shall mean MBIA and any other insurance company which issues a Qualified Surety Bond and which has been rated in the highest rating category by A. M. Best & Company, Standard & Poor' s Corporation or Moody' s Investors Services, Inc. The term "Interest Payment Date" , when used in connection with any Bond, shall mean March 1, 1990, and each September 1 and March 1 thereafter until maturity or earlier redemption of such Bond. The term "Issuance Date" shall mean the date on which the Bonds are delivered to and paid for by the Underwriters. The term "Junior Lien Bonds" shall mean the City of Beaumont, Texas, Waterworks and Sewer System Revenue -3- Refunding Bonds, Series 1981 , issued in the original principal amount of $3 , 740,000 and all additional junior lien bonds which may be hereafter issued. The term "MBIA" shall mean The Municipal Bond Investors Assurance Corporation and its successors. The term "MBIA Financial Guaranty Agreement" shall mean the Financial Guaranty Agreement between the City and MBIA pursuant to which MBIA has issued the MBIA Reserve Fund Surety Bond. The term "MBIA Reserve Fund Surety Bond" shall mean the Qualified Surety Bond issued by MBIA contemporaneously with sale and delivery of the Bonds. The term "Maintenance and Operation Expenses" shall mean the reasonable and necessary expenses of operation and maintenance of the System, including all salaries, labor, materials, repairs and extensions necessary to render efficient service (but only such repairs and extensions as, in the judgment of the governing body of the City, are necessary to keep the System in operation and render adequate service to the City and the inhabitants thereof, or such as might be necessary to meet some physical accident or conditions which would otherwise impair the Parity Bonds or Junior Lien Bonds) , and all payments under contracts now or hereafter defined as operating expenses by the Legislature of the State of Texas. Depreciation shall never be considered as a Maintenance and Operation Expense. The term "Municipal Bond Guaranty Insurance Policy" shall mean the municipal bond guaranty insurance policy issued by MBIA insuring the payment when due of the principal of and interest on the Bonds as provided therein. The term "Net Revenues" shall mean all Gross Revenues remaining after deducting the Maintenance and Operation Expenses. The term "Ordinance" as used herein and in the Bonds shall mean this ordinance authorizing the Bonds. The term "Owner" shall mean any person who shall be the registered owner of any outstanding Bonds. The term "Parity Bonds" shall mean the Bonds and each series of Additional Parity Bonds from time to time hereafter issued, but only to the extent such Parity Bonds remain outstanding within the meaning of this Ordinance. -4- The term "Paying Agent" shall mean the Registrar. The term "Qualified Surety Bond" shall mean the MBIA Reserve Fund Surety Bond and any other surety bond which is issued by an Insurer and which provides that if insufficient amounts are on deposit in the Reserve Fund for transfer to the Interest and Sinking Fund in order to pay when due principal of and interest on the Bonds with respect to which the surety bond has been issued, the Insurer shall deposit in the Reserve Fund an amount equal to the face amount of the surety bond less any unreimbursed deposits previously made by the Insurer thereunder. The term "Record Date" shall mean the fifteenth ( 15th) calendar day of the month next preceding each Interest Payment Date. The term "Refunded Bonds" shall mean the City' s Waterworks and Sewer System Revenue Refunding Bonds, Series 1983, maturing on September 1 in the years 1990 through 1998 in the aggregate principal amounts of $865, 000, $885, 000, $950,000, $1,030,000, $1 , 750,000, $1, 700,000, $1, 645, 000, $1, 585, 000, and $1, 535,000, respectively. The term "Registrar" shall mean Citibank, N.A. , New York, New York, and its successors in that capacity. The term "Reserve Fund Requirement" shall mean, with respect to any series of Parity Bonds and/or Junior Lien Bonds, an amount equal to the Average Annual Principal and Interest Requirement on the respective series. The term "Special Project" shall mean, to the extent permitted by law, any property, improvement or facility declared by the City not to be part of the System and substantially all of the costs of the acquisition, construction and installation of which is paid from proceeds of a financing transaction other than the issuance of Parity Bonds or other bonds payable from ad valorem taxes or revenues of the System and for which all maintenance and operation expenses are payable from sources other than ad valorem taxes or revenues of the System, but only to the extent that and for so long as all or any part of the revenues or proceeds of which are or will be pledged to secure the payment or repayment of such costs of acquisition, construction and installation under such financing transaction. The term "System" shall mean all properties, facilities, improvements, equipment, interest, rights and powers constituting the waterworks and sewer system of the -5- City, including all future extensions, replacements, betterments, additions, improvements, enlargements, acquisitions, purchases and repairs to the System, but excluding all Special Projects. The term "Underwriters" shall mean Rauscher Pierce Refsnes, Inc. , Dean Witter Reynolds, Inc. , First Southwest Company, Lovett Mitchell Webb & Garrison, Crews & Associates, Inc. , and Cowen & Company in association with Prudential-Bache Securities and Kidder Peabody & Co. , Inc. 3 . Authorization. The Bonds shall be issued in fully registered form in the total authorized aggregate amount of SIXTEEN MILLION EIGHT HUNDRED FORTY THOUSAND AND NO 1100 DOLLARS ($16,840, 000.00) for the purpose of (i) advance refunding all of the outstanding Refunded Bonds, (ii ) providing money for acquisitions, extensions, construction, improvement, or repair of the System, and (iii ) paying all costs of issuance of the Bonds. 4. Designation, Date, and Interest Payment Dates. The Bonds shall be designated as "THE CITY OF BEAUMONT, TEXAS, WATERWORKS AND SEWER SYSTEM REVENUE AND REFUNDING BONDS, SERIES 1989" and shall be dated September 1, 1989 . The Bonds shall bear interest at the rates set forth in Section 5 below from the later of September 1, 1989, or the most recent Interest Payment Date to which such interest has been paid or duly provided for, calculated on the basis of a 360 day year of twelve 30 day months, payable on March 1, 1990, and semiannually thereafter on September 1 and March 1 of each year until maturity or prior redemption. 5. Initial Bonds; Numbers and Denominations. The Bonds shall be initially issued bearing the numbers, in the principal amounts, and bearing interest at the rates set forth in the following schedule, and may be transferred and exchanged as set out in this Ordinance. The Bonds shall mature, in accordance with this Ordinance, on September 1 in each of the years and in the amounts set out in such schedule. Bonds delivered on transfer of or in exchange for other Bonds shall be numbered (with appropriate prefix) in order of their authentication by the Registrar, shall be in the denomination of $5,000 or integral multiples thereof, and shall mature on the same date and bear interest at the same rate as the Bond or Bonds in lieu of which they are delivered. -6- BONDS Bond Principal Interest Number Year Amount Rate R- 1 1990 $ 335,000 6. 00% R- 2 1991 $ 350,000 6. 15% R- 3 1992 $ 375,000 6. 30% R- 4 1993 $ 395,000 6. 40% R- 5 1994 $ 990,000 6. 50% R- 6 1995 $1,055,000 6. 60% R- 7 1996 $1, 125,000 6. 60% R- 8 1997 $1,200,000 6. 70% R- 9 1998 $1, 290,000 6. 70% R-10 1999 $1, 365,000 6. 80% R-11 2000 $1, 455,000 6. 807. R-12 2001 $1, 555,000 6.90% R-13 2002 $1, 665,000 7 .00% R-14 2003 $1, 780,000 7.00% R-15 2004 $1,905,000 7.00% 6. Execution of Bonds; Seal. The Bonds shall be signed by the Mayor and countersigned by the City Clerk, by their manual, lithographed, or facsimile signatures, and the official seal of the City shall be impressed or placed in facsimile thereon. Such facsimile signatures on the Bonds shall have the same effect as if each of the Bonds had been signed manually and in person by each of said officers, and such facsimile seal on the Bonds shall have the same effect as if the official seal of the City had been manually impressed upon each of the Bonds. If any officer of the City whose manual or facsimile signature shall appear on the Bonds shall cease to be such officer before the authentication of such Bonds or before the delivery of such Bonds, such manual or facsimile signature shall nevertheless he valid and sufficient for all purposes as if such officer had remained in such office. 7. Approval by Attorney General; Registration by Comptroller. The Bonds to be initially issued shall be delivered to the Attorney General of Texas for approval and shall be registered by the Comptroller of Public Accounts of the State of Texas. The manually executed registration certificate of the Comptroller of Public Accounts substantially in the form provided in Section 17 of this Ordinance shall be attached or affixed to the Bonds to be initially issued. S. Authentication. Except for the Bonds to be initially issued, which need not be authenticated by the -7- Registrar, only such Bonds which bear thereon a certificate of authentication, substantially in the form provided in Section 17 of this Ordinance, manually executed by an authorized representative of the Registrar, shall be entitled to the benefits of this Ordinance or shall be valid or obligatory for any purpose. Such duly executed certificate of authentication shall be conclusive evidence that the Bonds so authenticated were delivered by the Registrar hereunder. 9. Payment of Principal and Interest. The Registrar is hereby appointed as the paying agent for the Bonds. The principal of and premium, if any, on the Bonds shall be payable, without exchange or collection charges, in any coin or currency of the United States of America which, on the date of payment, is legal tender for the payment of debts due the United States of America, upon their presentation and surrender as they respectively become due and payable, whether at maturity or by prior redemption, at the principal corporate trust office of the Registrar. The interest on each Bond shall be payable by check on the Interest Payment Date, mailed by the Registrar on or before each Interest Payment Date to the Owner of record as of the Record Date, to the address of such Owner as shown on the Bond Register. Any accrued interest payable at maturity on a Bond shall be paid upon presentation and surrender of such Bond at the principal corporate trust office of the Registrar. If the date for payment of the principal of or interest on any Bond is a Saturday, Sunday, or a day on which banking institutions in the city where the principal corporate trust office of the Registrar is located are authorized by law or executive order to close, or a legal holiday, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, or a day on which banking institutions in the city where the principal corporate trust office of the Registrar is located are authorized by law or executive order to close, or a legal holiday. 10. Successor Registrars. The City covenants that at all times while any Bonds are outstanding it will provide a legally qualified bank, trust company, financial institution or other agency to act as Registrar for the Bonds. The City reserves the right to change the Registrar for the Bonds on not less than 60 days written notice to the Registrar, so long as any such notice is effective not less than 60 days prior to the next succeeding principal or interest payment date on the Bonds. Promptly upon the appointment of any successor Registrar, the previous Registrar shall deliver the Bond Register or copies thereof to the new Registrar, and the new Registrar shall notify each Owner, by United -8- States mail, first class postage prepaid, of such change and of the address of the new Registrar. Each Registrar hereunder, by acting in that capacity, shall be deemed to have agreed to the provisions of this Section. 11. Special Record Date. If interest on any Bond is not paid on any Interest Payment Date and continues unpaid for thirty (30) days thereafter, the Registrar shall establish a new record date for the payment of such interest, to be known as a Special Record Date. The Registrar shall establish a Special Record Date when funds to make such interest payment are received from or on behalf of the City. Such Special Record Date shall be fifteen (15) days prior to the date fixed for payment of such past due interest, and notice of the date of payment and the Special . Record Date shall be sent by United States mail, first class, postage prepaid, not later than five (5) days prior to the Special Record Date, to each affected Owner of record as of the close of business on the day prior to the mailing of such notice. 12. Ownership; Unclaimed Principal and Interest. The City, the Registrar and any other person may treat the person in whose name any Bond is registered as the absolute owner of such Bond for the purpose of making and receiving payment of principal of and premium, if any, or interest on such Bond, and for all other purposes, whether or not such Bond is overdue, and neither the City nor the Registrar shall be bound by any notice or knowledge to the contrary. All payments made to the person deemed to be the owner of any Bond in accordance with this Section 12 shall be valid and effectual and shall discharge the liability of the City and the Registrar upon such Bond to the extent of the sums paid. Amounts held by the Registrar which represent principal of and interest on the Bonds remaining unclaimed by the Owner after the expiration of three years from the date such amounts have become due and payable shall be reported and disposed of by the Registrar in accordance with the applicable provisions of Texas law, including Title 6 of the Texas Property Code, as amended. 13 . Registration, Transfer, and Exchange. So long as any Bonds remain outstanding, the Registrar shall keep the Bond Register at its principal corporate trust office and, subject to such reasonable regulations as it may prescribe, the Registrar shall provide for the registration and transfer of Bonds in accordance with the terms of this Ordinance. If the Registrar does not maintain its principal offices in the State of Texas, the City agrees to keep a -9- Bond Register at its offices which is identical to the Bond Register maintained by the Registrar and the Registrar will notify the City as to any changes in the Bond Register within 1 business day. Each Bond shall be transferable only upon the presentation and surrender thereof at the principal corporate trust office of the Registrar, duly endorsed for transfer, or accompanied by an assignment duly executed by the registered Owner or his authorized representative in form satisfactory to the Registrar. Upon due presentation of any Bond in proper form for transfer, the Registrar shall authenticate and deliver in exchange therefor, within 72 hours after such presentation, a new Bond or Bonds, registered in the name of the transferee or transferees, in authorized denominations and of the same maturity and aggregate principal amount and bearing interest at the same rate as the Bond or Bonds so presented. All Bonds shall be exchangeable upon presentation and surrender thereof at the principal corporate trust office of the Registrar for a Bond or Bonds of the same type, maturity and interest rate and in any authorized denomination, in an aggregate amount equal to the unpaid principal amount of the Bond or Bonds presented for exchange. The Registrar shall be and is hereby authorized to authenticate and deliver exchange Bonds in accordance with the provisions of this Section 13. Each Bond delivered in accordance with this Section 13 shall be entitled to the benefits and security of this Ordinance to the same extent as the Bond or Bonds in lieu of which such Bond is delivered. The City or the Registrar may require the Owner of any Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of such Bond. Any fee or charge of the Registrar for such transfer or exchange shall be paid by the City. 14. Mutilated, Lost, or Stolen Bonds. Upon the presentation and surrender to the Registrar of a mutilated Bond, the Registrar shall authenticate and deliver in exchange therefor a replacement Bond of like maturity, interest rate, and principal amount, bearing a number not contemporaneously outstanding. If any Bond is lost, apparently destroyed, or wrongfully taken, the City, pursuant to the applicable laws of the State of Texas and in the absence of notice or knowledge that such Bond has been acquired by a bona fide purchaser, shall execute and the Registrar shall authenticate and deliver a replacement Bond of like maturity, interest rate and principal amount or -10- Maturity Amount, bearing a number not contemporaneously outstanding. The City or the Registrar may require the Owner of a mutilated Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection therewith and any other expenses connected therewith, including the fees and expenses of the Registrar. The City or the Registrar may require the Owner of a lost, apparently destroyed or wrongfully taken Bond, before any replacement Bond is issued, to: (1) furnish to the City and the Registrar satisfactory evidence of the ownership of and the circumstances of the loss, destruction or theft of such Bond; (2) furnish such security or indemnity as may be required by the Registrar and the City to save them harmless; (3 ) pay all expenses and charges in connection therewith, including, but not limited to, printing costs, legal fees, fees of the Registrar and any tax or other governmental charge that may be imposed; and (4) meet any other reasonable requirements of the City and the Registrar. If, after the delivery of such replacement Bond, a bona fide purchaser of the original Bond in lieu of which such replacement Bond was issued presents for payment such original Bond, the City and the Registrar shall be entitled to recover such replacement Bond from the person to whom it was delivered or any person taking therefrom, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expense incurred by the City or the Registrar in connection therewith. If any such mutilated, lost, apparently destroyed or w-rongfully taken Bond has become or is about to become due and payable, the City in its discretion may, instead of issuing a replacement Bond, authorize the Registrar to pay such Bond. Each replacement Bond delivered in accordance with this Section 14 shall be entitled to the benefits and security of this Ordinance to the same extent as the Bond or Bonds in lieu of which such replacement Bond is delivered. -11- 15. Cancellation of Bonds. All Bonds paid in accordance with this Ordinance, and all Bonds in lieu of which exchange Bonds or replacement Bonds are authenticated and delivered in accordance herewith, shall be cancelled and destroyed upon the making of proper records regarding such payment. The Registrar shall furnish the City with appropriate certificates of destruction of such Bonds. 16. Optional Redemption. The City reserves the right, at its option, to redeem Bonds maturing September 1, 2000, and thereafter prior to maturity, in whole or in part, in such manner as the City may select, on September 1, 1999, or on any date thereafter, at a price of par plus accrued interest on the amounts called for redemption to the date fixed for redemption. Principal amounts may be redeemed only in integral multiples of $5,000. If a Bond subject to redemption is in a denomination larger than $5,000, a portion of such Bond may be redeemed, but only in integral multiples of $5,000. Upon surrender of any Bond for redemption in part, the Registrar, in accordance with Section 13 hereof, shall authenticate and deliver in exchange therefor a Bond or Bonds of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the Bond so surrendered. Notice of any redemption identifying the Bonds to be redeemed in whole or in part shall be given by the Registrar at least thirty days prior to the date fixed for redemption by sending written notice by first class mail to the Owner of each Bond to be redeemed in whole or in part at the address shown on the Register. Such notices shall state the redemption date, the redemption price, the place at which Bonds are to be surrendered for payment and, if less than all Bonds outstanding are to be redeemed, the numbers of the Bonds or portions thereof to be redeemed. Any notice given as provided in this Section 16 shall be conclusively presumed to have been duly given, whether or not the Owner receives such notice. By the date fixed for redemption, due provision shall be made with the Registrar for payment of the redemption price of the Bonds or portions thereof to be redeemed, plus accrued interest to the date fixed for redemption. When the Bonds have been called for redemption in whole or in part and due provision has been made to redeem the same as herein provided, the Bonds or portions thereof so redeemed shall no longer be regarded as outstanding except for the purpose of receiving payment solely from the funds so provided for redemption, and the rights of the Owners to collect interest which would otherwise accrue after the redemption date on any Bond or -12- portion thereof called for redemption shall terminate on the date fixed for redemption. 17. Form. The form of the Bonds, including the form of the Registrar' s Authentication Certificate, the form of Assignment, the form of Statement of Insurance, and the form of Registration Certificate of the Comptroller of Public Accounts of the State of Texas which shall be attached or affixed to the Bonds initially issued shall be, respectively, substantially as follows, with such additions, deletions and variations as may be necessary or desirable and not prohibited by this Ordinance: FORM OF BOND (Face of Bond) United States of America State of Texas NUMBER DENOMINATION R- $ REGISTERED REGISTERED THE CITY OF BEAUMONT, TEXAS, WATERWORKS AND SEWER SYSTEM REVENUE AND REFUNDING BONDS, SERIES 1989 INTEREST RATE: MATURITY DATE: ISSUE DATE: CUSIP: September 1, 1989 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS The City of Beaumont, Texas (the "City") promises to pay to the Registered Owner identified above, or registered assigns, on the date specified above, upon presentation and surrender of this bond at the principal corporate trust office of Citibank, N.A. , New York, New York (the "Registrar" ) , the principal amount identified above, payable in any coin or currency of the United States of America which on the date of payment of such principal is legal tender for the payment of debts due the United States of America, and to pay interest thereon at the rate shown above, calculated on the basis of a 360 day year of twelve 30 day months, from the later of September 1, 1989, or the most recent interest payment date to which interest has been paid or duly provided for. Interest on this bond is payable by check on March 1 and September 1, beginning on March 1, 1990, mailed to the registered owner of record as of the previous February 15 and August 15 as shown on the books of -13- registration kept by the Registrar. Any accrued interest due at maturity shall be paid upon presentation and surrender of this Bond at the principal corporate trust office of the Registrar. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL HAVE THE SAME FORCE AND EFFECT AS IF SET FORTH AT THIS PLACE. IN WITNESS WHEREOF, this bond has been signed with the manual or facsimile signature of the Mayor and countersigned with the manual or facsimile signature of the City Clerk, and the official seal of the City has been duly impressed, or placed in facsimile, on this bond. (AUTHENTICATION CERTIFICATE) THE CITY OF BEAUMONT (SEAL) Mayor City Clerk (Back Panel of Bond) THIS BOND is one of a duly authorized issue of Bonds, aggregating $16,840,000 (the "Bonds" ) , issued for the purpose of (i ) refunding prior to maturity all of the City's outstanding Waterworks and Sewer System Revenue Refunding Bonds, Series 1983, and (ii ) providing money for acquisitions, extensions, construction, improvement, or repair of its Waterworks and Sewer System, pursuant to an ordinance adopted by the City Council on August 22, 1989 (the "Ordinance" ) , and in accordance with the authority of Article 717k and Articles 1111 et seq. , Vernon' s Texas Civil Statutes, as amended, and all other applicable law, including Section 252 .041 of V.T.C.A. , Local Government Code, as amended. THIS BOND AND ALL OF THE BONDS OF THIS SERIES are special obligations of the City that are equally and ratably payable from and secured by a first lien on the "Net Revenues" collected and received by the City from the operation and ownership of those properties, facilities, improvements, equipment, interests, rights and powers constituting the waterworks and sewer system of the City which are defined in the Ordinance as the "System", which Net Revenues are required to be set aside for and pledged to -14- the payment of this series of bonds, and all additional bonds issued on a parity therewith, in the Interest and Sinking Fund and the Reserve Fund required to be maintained for the payment of all such bonds, all as more fully described and provided for in and subject to the restrictions and limitations imposed by the Ordinance. This Bond and the series of which it is a part, together with the interest thereon, are payable solely from such Net Revenues and do not constitute an indebtedness or general obligation of the City. THE CITY RESERVES THE RIGHT, at its option, to redeem Bonds maturing September 1, 2000, and thereafter prior to their scheduled maturities, in whole or from time to time in part, in integral multiples of $5,000, on September 1, 1999, or on any date thereafter, at a price equal to par plus accrued interest on the principal amounts called for ?redemption to the date fixed for redemption. Reference is made to the Ordinance for complete details concerning the manner of redeeming Bonds. NOTICE OF ANY REDEMPTION shall be given at least thirty (30) days prior to the date fixed for redemption by first class mail, addressed to the registered owners of each Bond to be redeemed in whole or in part at the address shown on the books of registration kept by the Registrar. When Bonds or portions thereof have been called for redemption, and due provision has been made to redeem the same, the principal amounts so redeemed shall be payable solely from the funds provided for redemption, and interest which would otherwise accrue on the amounts called for redemption shall terminate on the date fixed for redemption. THIS BOND IS TRANSFERABLE only upon presentation and surrender at the principal corporate trust office of the Registrar, duly endorsed for transfer or accompanied by an assignment duly executed by the registered owner or his authorized representative, subject to the terms and conditions of the Ordinance. THE BONDS ARE EXCHANGEABLE at the principal corporate trust office of the Registrar for bonds in the principal amount of $5,000 or any integral multiple thereof, subject to the terms and conditions of the Ordinance. THIS BOND shall not be valid or obligatory for any purpose or be entitled to any benefit under the Ordinance unless this Bond either (i) is registered by the Comptroller of Public Accounts of the State of Texas by registration certificate attached or affixed hereto or (ii ) is authenticated by the Registrar by due execution of the authentication certificate endorsed hereon. -15- THE REGISTERED OWNER of this Bond, by acceptance hereof, acknowledges and agrees to be bound by all the terms and conditions of the Ordinance. THE CITY has covenanted in the Ordinance that it will at all times provide a legally qualified registrar for the Bonds and will cause notice of any change of registrar to be mailed to each registered owner. THE CITY HAS RESERVED THE RIGHT TO ISSUE ADDITIONAL PARITY REVENUES BONDS, subject to the restrictions and limitations contained in the Ordinance, which shall be equally and ratably payable from, and secured by a first lien on and pledge of, the aforesaid Net Revenues in the same manner and to the same extent as this Bond and the series of which it is a part. THE OWNER HEREOF shall never have the right to demand payment of this obligation out of any funds raised or to be raised by taxation. IT IS HEREBY certified, recited and covenanted that this Bond has been duly and validly issued and delivered; that all acts, conditions and things required or proper to be performed, to exist and to be done precedent to or in the issuance and delivery of this Bond have been performed, exist and have been done in accordance with law; that the bonds of this series do not exceed any statutory limitation; and that provision has been made for the payment of principal and interest on this bond and all of the bonds of this series by the aforesaid lien on and pledge of the Net Revenues of the System. The following form of Statement of Insurance shall be printed on the back of each Bond: Statement of Insurance The Municipal Bond Investors Assurance Corporation (the "Insurer" ) has issued a policy containing the following provisions, such policy being on file at the principal cor- porate trust office of Citibank, N.A. , New York, New York. The Insurer, in consideration of the payment of the premium and subject to the terms of this policy, hereby unconditionally and irrevocably guarantees to any owner, as hereinafter defined, of the following described obligations, the full and complete payment required to be made by or on behalf of the Issuer to Citibank, N.A. , New York, New York, or its successor (the "Paying Agent" ) of an amount equal to (i) the principal of (either at the stated maturity or by an advancement of maturity pursuant to a mandatory sinking fund -16- payment) and interest on, the Obligations (as that term is defined below) as such payments shall become due but shall not be so paid (except that in the event of any acceleration of the due date of such principal by reason of mandatory or optional redemption or acceleration resulting from default or otherwise, other than any advancement of maturity pursuant to a mandatory sinking fund payment, the payments guaranteed hereby shall be made in such amounts and at such times as such payments of principal would have been due had there not been any such acceleration) ; and (ii) the reimbursement of any such payment which is subsequently recovered from any owner pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes an avoidable preference to such owner within the meaning of any applicable bankruptcy law. The amount referred to in clauses (i ) and (ii ) of the preceding sentence shall be referred to herein collectively as the "Insured Amounts" . "Obligations" shall mean: $16,840,000 City of Beaumont, Texas Waterworks and Sewer System Revenue and Refunding Bonds, Series 1989 Upon receipt of telephonic or telegraphic notice, such notice subsequently confirmed in writing by registered or certified mail, or upon receipt of written notice by registered or certified mail, by the Insurer from the Paying Agent or any owner of an Obligation the payment of an Insured Amount for which is then due, that such required payment has not been made, the Insurer on the due date of such payment or within one business day after receipt of notice of such nonpayment, whichever is later, will make a deposit of funds, in an account with Citibank, N.A. , in New York, New York, or its successor, sufficient for the payment of any such Insured Amounts which are then due. Upon presentment and surrender of such Obligations or presentment of such other proof of ownership of the Obligations, together with any appropriate instruments of assignment to evidence the assignment of the Insured Amounts due on the Obligations as are paid by the Insurer, and appropriate instruments to effect the appointment of the Insurer as agent for such owners of the Obligations in any legal proceeding related to payment of Insured Amounts on the Obligations, such instruments being in a form satisfactory to Citibank, N.A. , Citibank, N.A. shall disburse to such owners or the Paying Agent payment of the Insured Amounts due on such Obligations, less any amount held by the Paying Agent for the payment of such Insured Amounts and legally available therefor. This policy does not insure against loss of any prepayment premium which may at any time be payable with respect to any Obligation. -17- As used herein, the term "owner" shall mean the registered owner of any Obligation as indicated in the books maintained by the Paying Agent, the Issuer, or any designee of the Issuer for such purpose. The term owner shall not include the Issuer or any party whose agreement with the Is- suer constitutes the underlying security for the Obligation. Any service of process on the Insurer may be made to the Insurer at its offices located at 113 King Street, Armonk, New York 10504. This policy is non-cancellable for any reason. The premium on this policy is not refundable for any reason including the payment prior to maturity of the Obligations. MUNICIPAL BOND INVESTORS ASSURANCE CORPORATION Form of Registration Certificate of Comptroller of Public Accounts COMPTROLLER'S REGISTRATION CERTIFICATE: REGISTER NO. I hereby certify that this bond has been examined, certified as to validity, and approved by the Attorney General of the State of Texas, and that this bond has been registered by the Comptroller of Public Accounts of the State of Texas. WITNESS MY SIGNATURE AND SEAL this xxxxxxxxxx Comptroller of Public Accounts (SEAL) of the State of Texas Form of Registrar' s Authentication Certificate AUTHENTICATION CERTIFICATE It is hereby certified that this bond has been delivered pursuant to the Bond Ordinance described in the text of this Bond, in exchange for or in replacement of a bond, bonds or a portion of a bond or bonds of a Series which was originally approved by the Attorney General of the State of Texas and registered by the Comptroller of Public Accounts of the State of Texas. Citibank, N.A. , New York, New York By: Authorized Signature Date of Authentication: -18- Form of Assignment ASSIGNMENT For value received, the undersigned hereby sells, assigns, and transfers unto (Please print or type name, address, and zip code of Transferee) (Please insert Social Security or Taxpayer Identification Number of Transferee) the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer said bond on the books kept for registration thereof, with full power of substitution in the premises. DATED Signature Guaranteed: Registered Owner NOTICE: The signature above must correspond to the name of the registered owner as shown NOTICE: Signature must be on the face of this bond in guaranteed by a member firm every particular, without of the New York Stock any alteration, enlargement Exchange or a commercial or change whatsoever. bank or trust company. 18. Legal Opinion; Cusip. The approving opinion of Orgain, Bell& Tucker, Beaumont, Texas, and CUSIP Numbers may be printed on the Bonds, but errors or omissions in the printing of such opinion or such numbers shall have no effect on the validity of the Bonds. 19. (a) Pledge and Source of Payment_ The City hereby covenants and agrees that all Gross Revenues of the System shall, as collected and received by the City, be deposited and paid into the special funds hereinbelow provided, and shall be applied in the manner hereinafter set forth, in order to provide for the payment of all Maintenance and Operation Expenses and to provide for the payment of principal, interest and any redemption premiums on the Parity Bonds, and all expenses of paying same (including premiums for any Qualified Surety Bond and any amounts to be reimbursed under a Financial Guaranty Agreement in respect thereof) . The Parity Bonds shall constitute special obligations of the City that shall be payable solely from, and shall be equally and ratably -19- secured by a first lien on, the Net Revenues, as collected and received by the City from the operation and ownership of the System, which Net Revenues shall, in the manner hereinafter provided, be set aside for and pledged to the payment of the Parity Bonds in the Interest and Sinking Fund and the Reserve Fund as hereinafter provided, and except as otherwise expressly provided herein, the Parity Bonds shall be in all respects on a parity with and of equal dignity with one another. The holders of the Parity Bonds shall never have the right to demand payment of either the principal of or interest on the Parity Bonds out of any funds raised or to be raised by taxation. (b) Rates and Charges. So long as any Parity Bonds remain outstanding, there shall be fixed, charged and collected rates and charges for the use and services of the System, which may be fully sufficient at all times: (i ) to pay all Maintenance and Operation Expenses; and (ii ) to produce Net Revenues in each fiscal year at least equal to 125 percent of the Average Annual Principal and Interest Requirements on all Parity Bonds and Junior Lien Bonds, but in no event less than the amount required to establish and maintain the Interest and Sinking Fund, the Reserve Fund as hereinafter provided, the Junior Lien Bond Interest and Sinking Fund and the Junior Lien Bond Reserve Fund for the Junior Lien Bonds, and to pay all outstanding obligations payable from the Net Revenues of the System, other than Parity Bonds and Junior Lien Bonds, as and when the same become due, and to pay all premiums for any Qualified Surety Bonds and any amounts to be reimbursed under a Financial Guaranty Agreement in respect thereof. The City covenants that it will not grant or permit any free service from the System except for public buildings and institutions operated by the City. (c) Special Funds. The following special funds shall be maintained and accounted for as hereinafter provided so long as any of the Parity Bonds remain outstanding: (i ) Waterworks and Sewer System Revenue Fund (the "Revenue Fund" ) ; -20- (ii) Waterworks and Sewer System Revenue Bond Interest and Sinking Fund (the "Interest and Sinking Fund" ) ; and (iii ) Waterworks and Sewer System Revenue Bond Reserve Fund (the "Reserve Fund" ) . The Revenue Fund shall be maintained as a separate account on the books of the City. The Interest and Sinking Fund and the Reserve Fund shall be maintained at an official depository bank of the City, separate and apart from all other funds and accounts of the City, and shall constitute trust funds which shall be held in trust for the benefit of the holders of the Parity Bonds, and the proceeds of which (except for interest income, which shall be transferred to the Revenue Fund) shall be and are hereby pledged to the payment of the Parity Bonds. Notwithstanding the foregoing, it is expressly stipulated that a separate subaccount shall be established and maintained in the Reserve Fund for each series of Parity Bonds pursuant to Subsection (f) below, and each subaccount shall provide a separate source of payment solely for the respective series of Parity Bonds as to which the subaccount has been established and maintained. All of the Funds named above shall be used solely as provided in this Ordinance so long as any Parity Bonds remain outstanding. (d) Flow of Funds. All Gross Revenues of the System shall be deposited as collected into the Revenue Fund. Moneys from time to time on deposit to the credit of the Revenue Fund shall be applied as follows in the following order of priority: (i) First, to pay Maintenance and Operation Expenses and to provide by encumbrance for the payment of all obligations incurred by the City for Maintenance and Operation Expenses which may include an operating reserve equal to one month' s estimated Maintenance and Operation Expenses. (ii) Second, to make all deposits into the Interest and Sinking Fund required by this Ordinance and any ordinance authorizing the issuance of Additional Parity Bonds. ( iii ) Third, to reimburse Insurers for any amounts advanced from time to time under any -21- Qualified Surety Bonds and any accompanying Financial Guaranty Agreements. (iv) Fourth, to make all deposits into the Reserve Fund required by this Ordinance and any ordinance authorizing the issuance of Additional Parity Bonds as provided in Subsection ( f) hereof. (v) Fifth, to pay Insurers interest on amounts advanced from time to time under any Qualified Surety Bonds and any accompanying Financial Guaranty Agreements. (vi) Sixth, to make all deposits required by any ordinances authorizing the issuance of Junior Lien Bonds and subordinate lien obligations. (vii) Seventh, for any lawful purpose. Whenever the total amounts on deposit to the credit of the Interest and Sinking Fund and the Reserve Fund shall be equivalent to the sum of the aggregate principal amount of all outstanding Parity Bonds plus the aggregate amount of all interest accrued and to accrue thereon, no further payments need be made into the Interest and Sinking Fund or the Reserve Fund, and such Parity Bonds shall not be regarded as being outstanding except for the purpose of being paid with the moneys on deposit in such Funds. (e) Interest and Sinking Fund. On or before the last business day of each month so long as any Parity Bonds remain outstanding, there shall be transferred into the Interest and Sinking Fund from the Revenue Fund the following amounts: (i) Such amounts, in approximately equal monthly installments, as will be sufficient to pay the interest scheduled to become due on the Parity Bonds on the next interest payment date; and (ii) Such amounts, in approximately equal monthly installments, as will be sufficient to pay the next maturing principal of the Parity Bonds, including the principal amounts of, and any redemption premiums on, any Parity Bonds payable as a result of the exercise or operation of any redemption provision contained in this Ordinance or in any -22- ordinance authorizing the issuance of Additional Parity Bonds. Moneys deposited to the credit of the Interest and Sinking Fund (except for interest income, which shall be transferred to the Revenue Fund) shall be used solely for the purpose of paying principal (either at maturity or prior redemption or to purchase Parity Bonds in the open market to be credited against mandatory redemption requirements) , interest and redemption premiums on the Parity Bonds, plus all bank charges and other costs and expenses relating to such payment, on a pro rata basis among all series of Parity Bonds. On or before each principal and/or interest payment date for the Parity Bonds, the City shall transfer from the Interest and Sinking Fund to the paying agents for the Parity Bonds an amount equal to the principal, interest and redemption premiums payable on the Parity Bonds on such date, together with an amount equal to all bank charges and other costs and expenses relating to such payment. The paying agents for the Parity Bonds shall totally destroy all paid Parity Bonds and coupons (if any) and shall provide the City with an appropriate certificate of destruction. (f) Reserve Fund. After making the transfers into the Interest and Sinking Fund required in the preceding Subsection (e) , the City shall deposit and maintain, or cause to be deposited and maintained, in a separate subaccount of the Reserve Fund established for each respective series of Parity Bonds either (i ) an amount equal to the Reserve Fund Requirement for that respective series or (ii) a Qualified Surety Bond issued by an Insurer in an amount which, when added to the sums on deposit pursuant to clause (i ) above, equals the Reserve Fund Requirement for that respective series. After the Reserve Fund Requirement has been satisfied in the Reserve Fund as provided in the immediately preceding sentence for a series of Parity Bonds, and so long thereafter as such requirement remains satisfied, no further deposits into the subaccount of the Reserve Fund for that series shall be required, either in the form of cash, a Qualified Surety Bond, or any combination thereof for that series; but if and whenever the Reserve Fund Requirement is not satisfied for any reason with respect to that series, then the City shall deposit or cause to be deposited into the subaccount of the Reserve Fund for that series either (i ) amounts on a monthly basis at least equal to one-sixtieth (1/60th) of the Reserve Fund Requirement for that series until such requirement is satisfied or (ii) a Qualified Surety Bond issued by an Insurer in an amount which, when added to the sums on deposit in the subaccount of the Reserve Fund for that series, equals the Reserve Fund Requirement for that series. -23- Whenever the subaccount of the Reserve Fund for a series of Parity Bonds contains more than the Reserve Fund Requirement, the City may transfer any excess cash amounts to the Interest and Sinking Fund for payment of that series of Parity Bonds and all other series of Parity Bonds on a pro rata basis. The subaccount of the Reserve Fund for a series of Parity Bonds shall be used to pay the principal of and interest on that series at any time when there is not sufficient money available in the Interest and Sinking Fund for such purpose and it may be used finally to pay and retire the last Parity Bonds of that series to mature or be redeemed; provided that all cash and other amounts on deposit in the Reserve Fund for that series shall first be transferred to the Interest and Sinking Fund for the purpose of making such payments prior to making any demand for payment under any Qualified Surety Bond. (g) Deficiencies in Funds. If there shall not be deposited into the Interest and Sinking Fund and the Reserve Fund the full amounts required herein, amounts equivalent to such deficiency shall be set apart and paid into such Fund or Funds on a pro rata basis for each series of Parity Bonds from the first available and unallocated moneys in the Revenue Fund, and such payment shall be in addition to the amounts otherwise required to be paid into such Funds. To the extent necessary, the rates and charges for the System shall be increased to make up for any such deficiencies. (h) Investment of Funds; Transfer of Investment Income. Money in each Fund maintained pursuant to this Section of this Ordinance may, at the option of the City, be invested in time deposits or certificates of deposit secured in the manner required by law for public funds, or be invested in direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States of America or any of its agencies or instrumentalities, or in any other obligations permitted by law provided that such obligations are rated "AA" or better by Moody' s or Standard & Poor' s rating agencies; provided that all such deposits and investments shall be made in such manner that the money required to be expended from any such Fund will be available at the proper time or times, and provided further that in no event shall such deposits or investments of moneys in the Reserve Fund mature later than the final maturity date of the Parity Bonds. All such investments shall be valued in terms of current market value no less frequently than the last business day of the Fiscal Year, except that any direct obligations of the United States of America-State and Local Government Series shall be continuously valued at their par value or principal face amount. Any obligation in which money is so invested shall be kept and held in the official depository bank of the City at which the Fund is maintained -24- from which such investment was made . All such investments shall be promptly sold when necessary to prevent any default in connection with the Parity Bonds. All interest and income derived from such deposits and investments shall be transferred or credited as received to the Revenue Fund, and shall constitute the Gross Revenues of the System. (i ) Security for Uninvested Funds. So long as any Parity Bonds remain outstanding, all uninvested moneys on deposit in, or credited to, Funds maintained pursuant to this Section shall be secured by a pledge of security, as provided by law in the State of Texas, in a principal amount not less than the amount of such uninvested funds. 20. Additional Bonds. (a) Additional Parity Bonds. The City reserves the right to issue, for any lawful purpose, including the refunding of any previously issued Parity Bonds or any other bonds or obligations of the City issued in connection with the System, one or more series of Additional Parity Bonds payable from, and secured by a first lien on and pledge of, the Net Revenues of the System, on a parity with the Series 1989 Bonds and any other Additional Parity Bonds then outstanding; provided, however, that no Additional Parity Bonds may be issued unless: (i ) The Additional Parity Bonds mature on September 1, and interest is payable on March 1 and September 1 ; (ii ) The Interest and Sinking Fund and the Reserve Fund each contain the amount of money then required to be on deposit therein; (iii ) For either the preceding Fiscal Year or any consecutive 12-month period out of the 18-month period immediately preceding the month in which the ordinance authorizing such Additional Parity Bonds is adopted (the "Base Period" ) , either: ( 1) Net Earnings (as defined below) are certified by the Finance Officer of the City to have been equal to at least (a) 140% of the Average Annual Principal and Interest Requirements on all Parity Bonds, and (b) 125% of the Average Annual Principal and Interest Requirements on all Parity Bonds and Junior Lien Bonds, in each case after -25- giving effect to the issuance of the Additional Parity Bonds to be issued; or (2 ) Net Earnings, adjusted to give effect to any rate increase placed into effect at least 60 days prior to the adoption of the ordinance authorizing the Additional Parity Bonds, as if such rate increase had been placed into effect prior to the commencement of the Base Period, would have been equal to at least the amounts required in paragraph (1) above, as certified by an independent firm of consulting engineers or independent firm of certified public accountants; provided, however, that the foregoing requirements shall not apply to the issuance of any series of refunding bonds that will not have the result of increasing the average Annual Principal and Interest Requirements on the Parity Bonds; and (iv) Provision is made in the ordinance authorizing the Additional Parity Bonds then proposed to be issued for additional payments into the Interest and Sinking Fund sufficient to provide for the payment of principal of and interest on such Additional Parity Bonds and additional payments into a subaccount of the Reserve Fund for such Additional Parity Bonds so that the subaccount will in not later than 5 years from the date of issuance of such Additional Parity Bonds contain a balance of not less than the Reserve Fund Requirement for such Additional Parity Bonds. For purposes hereof, the term "Net Earnings" shall mean all of the Net Revenues, except that in calculating Net Revenues there shall not be deducted as Maintenance and Operation Expenses any charge, disbursement or expenditure for repairs, extensions or otherwise which, under standard accounting practice, should be charged to capital expenditures. (b) Subordinate Lien Obligations. The City reserves the right to issue, for any lawful purpose, bonds, notes or other obligations secured in whole or in part by liens on and pledges of the Net Revenues that are junior and subordinate to the lien on and pledge of Net Revenues securing payment of the Parity Bonds. Such subordinate lien -26- obligations may be further secured by any other source of payment lawfully available for such purposes. (c) Special Project Bonds. The City reserves the right to issue revenue bonds secured by liens on and pledges of revenues and proceeds derived from Special Projects. 21 . Covenants and Provisions Relating to all Parity Bonds. (a) Punctual Payment of Parity Bonds. The City will punctually pay or cause to be paid the interest on and principal of all Parity Bonds according to the terms thereof and will faithfully do and perform, and at all times fully observe, any and all covenants, undertakings, stipulations and provisions contained in this Ordinance and in any ordinance authorizing the issuance of Additional Parity Bonds. (b) Maintenance of System. So long as any Parity Bonds remain outstanding, the City covenants that it will at all times maintain the System, or within the limits of its authority cause the same to be maintained, in good condition and working order and will operate the same, or cause the same to be operated, in an efficient and economical manner at a reasonable cost and in accordance with sound business principles. In operating and maintaining the System, the City will comply with all contractual provisions and agreements entered into by it and with all valid rules, regulations, directions or order of any governmental, administrative or judicial body promulgating same. (c) Sale or Encumbrance of System. So long as any Parity Bond remain outstanding, the City will not sell , dispose of or, except as permitted in this Ordinance, further encumber the System; provided, however, that this provision shall not prevent the City from disposing of any portion of the System which has been declared surplus or is no longer needed for the proper operation of the System. Any agreement pursuant to which the City contracts with a person, corporation, municipal corporation or political subdivision to operate the System or to lease and/or operate all or part of the System shall not be considered as an encumbrance of the System. (d) Insurance. The City further covenants and agrees that it will keep the System insured with insurers of good standing against risks, accidents or casualties against which and to the extent insurance is customarily carried by political subdivisions of the State of Texas operating similar properties, to the extent that such insurance is -27- available. The cost of all such insurance, together with any additional insurance, shall be a part of the Maintenance and Operation Expenses, and such insurance shall be carried for the benefit of the holders of the Parity Bonds and the City, as their interests may appear. (e) Accounts, Records and Audits. So long as any Parity Bonds remain outstanding, the City covenants and agrees that it will maintain a proper and complete system of records and accounts pertaining to the operation of the System in which full , true and proper entries will be made of all dealings, transactions, business and affairs which in any way affect or pertain to the System or the Gross Revenues or the Net Revenues thereof. The City shall after the close of each of its Fiscal Years cause an audit report of such records and accounts to be prepared by an independent certified public accountant or independent firm of certified public accountants . Each year promptly after such audit report is prepared, the City shall furnish a copy thereof without cost to the Municipal Advisory Council of Texas, the major municipal rating agencies and any holders of Parity Bonds who shall request same. All expenses incurred in preparing such audits shall be Maintenance and Operation Expenses. (f) Competition. To the extent it legally may, the City will not grant any franchise or allow for the acquisition, construction or operation of any competing facilities which might be used as a substitute for the System and will prohibit the operation of any such competing facilities. (g) Pledge and Encumbrance of Net Revenues. The City covenants and represents that it has the lawful power to pledge the Net Revenues to the payment of the Parity Bonds and has lawfully exercised such power under the Constitution and laws of the State of Texas. The City further covenants and represents that, other than to the payment of the Parity Bonds and the Junior Lien Bonds, the Net Revenues are not and will not be pledged to the payment of any debt or obligation of the City, or in any other manner encumbered unless such pledge or encumbrance is junior and subordinate to the lien and pledge securing payment of the Parity Bonds and the Junior Lien Bonds. (h) Remedies. This Ordinance shall constitute a contract between the City, the holders of the Parity Bonds from time to time outstanding, and the Insurers, and this Ordinance shall be and remain irrepealable until the Parity Bonds and the interest thereon and all amounts owing to the Insurers under any Financial Guaranty Agreements shall be -28- fully paid or discharged or provision therefor shall have been made as provided herein. In the event of a default in the payment of the principal of or interest on any of the Parity Bonds or a default in the performance of any duty or covenant provided by law or in this Ordinance or a default in respect of any Financial Guaranty Agreement in effect from time to time, the holder or holders of any of the Parity Bonds or any Insurer, as appropriate, may pursue all legal remedies afforded by the Constitution and laws of the State of Texas to compel the City to remedy such default and to prevent further default or defaults. Without in any way limiting the generality of the foregoing, it is expressly provided that any holder of any of the Parity Bonds or any Insurer, as appropriate, may at law or in equity, by suit, action, mandamus, or other proceedings, enforce and compel performance of all duties required to be performed by the City under this Ordinance, including the Waking and collection of reasonable and sufficient rates and charges for the use and services of the System, the deposit of the Gross Revenues thereof into the special funds as herein provided, and the application of such Gross Revenues and Net Revenues in the manner required in this Ordinance. (i ) Defeasance. The City may defease the provisions of this Ordinance and discharge its obligation to the holders of any or all of the Parity Bonds to pay principal, interest and redemption premium (if any) thereon in any manner permitted by law, including, without limitation, by depositing with any paying agent for such Parity Bonds or with the State Treasurer of the State of Texas either: (i) cash in an amount equal to the principal amount and redemption premium, if any, of such Parity Bonds plus interest thereon to the date of maturity or redemption, or (ii ) pursuant to an escrow or trust agreement, direct obligations of, or obligations the principal and interest of which are guaranteed by, the United States of America, in principal amounts and maturities and bearing interest at rates sufficient to provide for the timely payment of the principal amount and redemption premium, if any, of such Parity Bonds plus interest thereon to the date of maturity or redemption; provided, however, that if any of such Parity Bonds are to be redeemed prior to their respective dates of maturity, provision shall have been made for giving notice of redemption as provided in the ordinance authorizing such Parity Bonds. Upon such deposit, such Parity Bonds and coupons appertaining thereto shall no longer be regarded to be outstanding or unpaid, and the lien on and pledge of Net Revenues securing such Parity Bonds shall thereupon cease and terminate. -29- (j ) Legal Holidays. In any case where the date fixed for payment of interest on or principal of the Parity Bonds or the date fixed for redemption of any Parity Bonds shall be a legal holiday or a day on which a paying agent for the Parity Bonds is authorized by law to close, then payment of interest or principal by such paying agent need not be made on such date but may be made on the next succeeding business day with the same force and effect as if made on the date fixed for such payment and no interest shall accrue for the period from such date to the date of actual payment. (k) Unavailability of Authorized Publication. If, because of the temporary or permanent suspension of any newspaper, journal or other publication, or, for any reason, publication of notice cannot be made meeting any requirements herein established, any notice required to be published by the provisions of this Ordinance shall be given in such other manner and at such time or times as in the judgment of the City shall most effectively approximate such required publication and the giving of such notice in such manner shall for all purposes of this Ordinance be deemed to be in compliance with the requirements for publication thereof. ( l) Obligations Owing to Insurers. The City stipulates and agrees that it shall make full and timely payment of all amounts owing to any Insurer under any Financial Guaranty Agreements and there shall be no termination of this Ordinance or redemption, refunding or defeasance of the Parity Bonds unless and until all of such amounts owing under the Financial Guaranty Agreement in respect of those Bonds shall have been paid in full . 22 . Further_ Proceedings. After the Bonds to be initially issued shall have been executed, it shall be the duty of the Mayor and other appropriate officials and agents of the City to deliver the Bonds to be initially issued and all pertinent records and proceedings to the Attorney General of the State of Texas, for examination and approval. After the Bonds to be initially issued shall have been approved by the Attorney General, they shall be delivered to the Comptroller of Public Accounts of the State of Texas for registration. Upon registration of the Bonds to be initially issued, the Comptroller of Public Accounts (or the Comptroller' s bond clerk or an assistant bond clerk lawfully designated in writing to act for the Comptroller) shall manually sign the Comptroller' s Registration Certificate prescribed herein and the seal of said Comptroller shall be impressed or placed in facsimile, thereon. -30- 23 . Sale; Bond Purchase Agreement. The Bonds are hereby sold and shall be delivered to the Underwriters at a price of $16, 789, 525 . 30 plus accrued interest to the date of delivery, in accordance with the terms of a bond purchase agreement of even date herewith, presented to and hereby approved by the City Council, which price and terms are hereby found and determined to be the most advantageous reasonably obtainable by the City. The Mayor and other appropriate officials of the City are hereby authorized and directed to execute such bond purchase agreement on behalf of the City, and the Mayor and all other officers, agents and representatives of the City are hereby authorized to do any and all things necessary or desirable to satisfy the conditions set out therein and to provide for the issuance and delivery of the Bonds. 24. Tax Exemption. (a) General Tax Covenant. The City intends that the interest on the Bonds shall be excludable from gross income for purposes of federal income taxation pursuant to Sections 103 and 141 through 150 of the Code, and applicable regulations. The City covenants and agrees not to take any action, or knowingly omit to take any action within its control, that if taken or omitted, respectively, would cause the interest on the Bonds to be includable in gross income, as defined in Section 61 of the Code, of the holders thereof for purposes of federal income taxation. In particular, the City covenants and agrees to comply with each requirement of this Section 24; provided, however, that the City shall not be required to comply with any particular requirement of this Section 24 if the City has received an opinion of nationally recognized bond counsel ( "Counsel' s Opinion" ) that such noncompliance will not adversely affect the exclusion from gross income for federal income tax purposes of interest on the Bonds or if the City has received Counsel 's Opinion to the effect that compliance with some other requirement set forth in this Section 24 will satisfy the applicable requirements of the Code, in which case compliance with such other requirement specified in such Counsel 's Opinion shall constitute compliance with the corresponding requirement specified in this Section 24. The City represents and warrants that the City shall realize present value debt service savings (determined without regard to administrative expenses) in connection with issuance of the Bonds to the extent that the proceeds thereof are used to refund the Refunded Bonds. (b) Use of Proceeds. The City covenants and agrees that its use of the Net Proceeds of the Bonds and the -31- Refunded Bonds will at all times satisfy the following requirements: (i ) The City will use $12, 352 , 284.83 of the Net Proceeds of the Bonds to acquire Escrowed Securities (as hereinafter defined) sufficient to pay the principal of or interest and premium, if any, on the Refunded Bonds except for amounts, if any, described in the Report as the rounding amount and the ending cash balance in the Escrow Fund (as hereinafter defined) . The City has limited, with respect to the Refunded Bonds, and will limit the amount of original or investment proceeds of the Refunded Bonds to be used (other than use as a member of the general public) in the trade or business of any person other than a governmental unit to an amount aggregating no more than ten percent of the Net Proceeds of the Refunded Bonds ( "private-use proceeds" ) . For purposes of this Section, the term "person" includes any individual, corporation, partnership, unincorporated association, or any other entity capable of carrying on a trade or business; and the term "trade or business" means, with respect to any natural person, any activity regularly carried on for profit and, with respect to persons other than natural persons, any activity other than an activity carried on by a governmental unit. Any use of proceeds of the Refunded Bonds or the Bonds in any manner contrary to the guidelines set forth in Revenue Procedures 82-14, 1982-1 C.B. 459, and 82-15, 1982-1 C.B. 460, including any revisions or amendments thereto, shall constitute the use of such proceeds in the trade or business of one who is not a governmental unit; (ii) The City has not permitted with respect to the Bonds and the Refunded Bonds, and will not permit more than five percent of the Net Proceeds of the Bonds and the Refunded Bonds, to be used in the trade or business of any person other than a governmental unit if such use is unrelated to the governmental purposes of such Refunded Bonds. Further, the amount of private-use proceeds of the Bonds and the Refunded Bonds in excess of five percent of the Net Proceeds thereof ( "excess private-use proceeds" ) did not and will not exceed the proceeds of the Bonds and the Refunded Bonds expended for the governmental purpose of the Bonds -32- and the Refunded Bonds to which such excess private-use proceeds relate; (iii ) The City has not permitted with respect to the Bonds and the Refunded Bonds, and will not permit an amount of proceeds of the Bonds and the Refunded Bonds, exceeding the lesser of (a) $5,000,000 or (b) five percent of the Net Proceeds of the Bonds and the Refunded Bonds, to be used, directly or indirectly, to finance loans to persons other than governmental units; (iv) The City will use $4,437,240. 47 of the Net Proceeds to pay the cost of issuance of the Bonds not otherwise paid pursuant to clause (i ) above and to provide for acquisitions, extensions, construction, improvement, or repair of the System and all of such proceeds shall be expended for such purpose no later than December 31, 1991 ; and (v) The City covenants and agrees that the monies on deposit in the Reserve Fund and the Interest and Sinking Fund for the Refunded Bonds shall be transferred and applied as provided in Section 26 of this Ordinance. When used in this Section 24, the term "Net Proceeds" of the Bonds and the Refunded Bonds shall mean the proceeds from the sale of each issue of the Bonds and the Refunded Bonds, respectively, including investment earnings on the proceeds of such issue, less accrued interest with respect to such issue. (c) No Federal Guaranty. The City covenants and agrees not to take any action, or knowingly omit to take any action within its control , that, if taken or omitted, respectively, would cause the Bonds to be "federally guaranteed" within the meaning of Section 149(b) of the Code and applicable regulations thereunder, except as permitted by Section 149(b) (3) of the Code and such regulations. (d) No-Arbitrage Covenant. The City shall certify, through an authorized officer, employee or agent, that based upon all facts and estimates known or reasonably expected to be in existence on the date the Bonds are delivered, the City will reasonably expect that the proceeds of the Bonds and the amounts transferred from the Reserve Fund for the Refunded Bonds pursuant to Section 26 of this Ordinance will not be used in a manner that would cause the Bonds to be "arbitrage bonds" within the meaning of Section 148(a) of the Code and applicable regulations thereunder. -33- Moreover, the City covenants and agrees that it will make such use of the proceeds of the Bonds and the amounts so transferred from said Reserve Fund (including interest or other investment income derived therefrom) , regulate investments of such proceeds and amounts, and take such other and further action as may be required so that the Bonds will not be "arbitrage bonds" within the meaning of Section 148(a) of the Code and applicable regulations thereunder. (e) Arbitrage }debate. The City will take all necessary steps to comply with the requirement that certain amounts earned by the City on the investment of the "gross proceeds" of the Bonds (within the meaning of Section 148(f) (6) (B) of the Code) , be rebated to the federal government:. Specifically, the City will (i ) maintain records regarding the investment of the gross proceeds of the Bonds as may be required to calculate the amount earned on the investment of the gross proceeds of the Bonds separately from records of amounts on deposit in the funds and accounts of the City allocable to other bond issues of the City or moneys which do not represent gross proceeds of any bonds of the City, (ii) calculate at such times as are required by applicable regulations, the amount earned from the investment of the gross proceeds of the Bonds which is required to be rebated to the federal government, and (iii) pay, not less often than every fifth anniversary date of the delivery of the Bonds, and within sixty days after the retirement of the Bonds, or on such other date as may be permitted under applicable regulations with respect to "gross proceeds" in the Escrow Fund, all amounts required to be rebated to the federal government. Further, the City will not indirectly pay any amount otherwise payable to the federal government pursuant to the foregoing requirements to any person other than the federal government by entering into an arrangement with respect to the gross proceeds of the Bonds that might result in a "prohibited payment" within the meaning of Temp. Treas. Reg. § 1 . 103-15AT. ( f) Information Reporting. The City covenants and agrees to file or cause to be filed with the Secretary of the Treasury, not later than the 15th day of the second calendar month after the close of the calendar quarter in which the Bonds are issued, an information statement concerning the Bonds, all under and in accordance with Section 149(e) of the Code and applicable regulations thereunder. 25. Application of Proceeds. Proceeds from the sale of the Bonds shall, promptly upon receipt by the City, be applied as follows: -34- (a) Accrued interest shall be deposited into the Interest and Sinking Fund; (b) $12,352 ,284. 83 from the sale of the Bonds shall be applied to establish an escrow fund to refund the Refunded Bonds, as more fully provided below, and, to the extent not otherwise provided for, to pay all expenses arising in connection with the establishment of such escrow fund and the refunding of the Refunded Bonds; (c) $4, 437,240. 47 from the sale of the Bonds shall be deposited in the Series 1989 Waterworks and Sewer System Construction Fund (the "Construction Fund" ) which is hereby created and established as a special fund of the City and shall be kept at a depository bank of the City separate and apart from all other funds of the City; and all amounts in the Construction Fund shall be used solely to provide for acquisitions, extensions, construction, improvement or repair of the System as described in Section 3 of this Ordinance on or prior to December 31, 1991, and to pay the costs of issuing the Bonds not otherwise paid pursuant to clause (b) above; and (d) Any remaining investment earnings from the Bonds shall be deposited into the Interest and Sinking Fund. 26. Transfer of Money in Reserve Fund and Interest and Sinking Fund Maintained for Refunded Bonds. On the date of issuance and delivery of the Bonds, amounts contained in the Reserve Fund for the Refunded Bonds shall be transferred to the Water Utilities Improvement Fund and the City shall use such amounts in order to provide for acquisitions, extensions, construction, improvement or repair of the System no later than December 31, 1989. On the date of issuance and delivery of the Bonds, amounts contained in the Interest and Sinking Fund for the Refunded Bonds shall be transferred to the Interest and Sinking Fund for the Bonds and shall be applied as herein provided. 27. Redemption of Refunded Bonds. The City hereby irrevocably calls the following bonds of the City for redemption prior to maturity on the date set forth below, and authorizes and directs notice of such redemption to be given as provided in the form attached hereto as Exhibit A" : -35- Bonds To Be Redeemed Redemption Date City of Beaumont, Texas, Waterworks and Sewer System Revenue Refunding Bonds, Series 1983, Maturities 1992 through 1998 September 1, 1991 28. Escrow Agreement. The discharge and defeasance of the Refunded Bonds shall be effectuated pursuant to the terms and provisions of an Escrow Agreement to be entered into by and between the City and Citibank, N.A. , New York, New York, as Escrow Agent, which shall be substantially in the form attached hereto as Exhibit "B" , the terms and provisions of which are hereby approved, subject to such insertions, additions and modifications as shall be necessary (a) to carry out the program designed for the City by Underwood, Neuhaus & Co. , Inc. , and which shall be certified as to mathematical accuracy by Peat, Marwick, Main & Co. , Certified Public Accountants, whose Report shall be attached to the Escrow Agreement, (b) to maximize the City' s present value savings and/or to minimize the City' s costs of refunding, (c) to comply with all applicable laws and regulations relating to the refunding of the Refunded Bonds and (d) to carry out the other intents and purposes of this Ordinance, and the Mayor or Mayor Pro Tem is hereby authorized to execute and deliver such Escrow Agreement on behalf of the City in multiple counterparts and the City Clerk or an Assistant City Clerk is hereby authorized to attest thereto and affix the City' s seal . 29. Source of City Funds Used in Refunding. No money of the City other than proceeds of the Bonds shall be used to refund the Refunded Bonds. 30. Purchase of United States Treasury Obligations. To assure the purchase of the Escrowed Securities referred to in the Escrow Agreement, the Mayor or Mayor Pro Tem, the City' s Chief Financial Officer, and the Escrow Agent are hereby authorized to subscribe for, agree to purchase, and purchase non-callable obligations of the United States of America, in such amounts and maturities and bearing interest at such rates as may be provided for in the Report, and to execute any and all subscriptions, purchase agreements, commitments, letters of authorization and other' documents necessary to effectuate the foregoing, and any actions heretofore taken for such purpose are hereby ratified and approved. -36- 31 . Related Matters. To satisfy in a timely manner all of the City' s obligations under this Ordinance and the Escrow Agreement, the Mayor or Mayor Pro Tem, the City Clerk or an Assistant City Clerk, and all other appropriate officers and agents of the City are hereby authorized and directed to take all other actions that are reasonably necessary to provide for the refunding of the Refunded Bonds, including without limitation, executing and delivering on behalf of the City all certificates, consents, receipts, requests, and other documents as may be reasonably necessary to satisfy the City' s obligations under the Escrow Agreement and this Ordinance and to direct the application of funds of the City consistent with the provisions of such Escrow Agreement and this Ordinance. 32 . Registrar. The form of agreement setting forth the duties of the Registrar is hereby approved, and the appropriate officials of the City are hereby authorized to execute such agreement for and on behalf of the City. 33 . Official Statement. The City Council of the City hereby ratifies, authorizes and approves, in connection with the sale of the Bonds, the preparation and distribution of the Preliminary Official Statement dated August 1, 1989, and an Official Statement dated August 22, 1989, containing such information as may be necessary to conform to the terms of the Bonds, this Ordinance, and the purchase contract for the Bonds. The appropriate officials of the City are hereby authorized to sign such Official Statement and/or to deliver a certificate pertaining to such Official Statement as prescribed therein, dated as of the date of payment for and delivery of the Bonds. 34. No Personal Liability. No recourse shall be had for payment of the principal of or interest on any Bonds or for any claim based thereon, or on this Ordinance, against any official or employee of the City or any person executing any Bonds. 35 . Payment Pursuant to Municipal Bond Guaranty Insurance Policy. As long as the Municipal Bond Guaranty Insurance Policy shall be in full force and effect, the City and the Registrar agree to comply with the following provisions: (a) If payment of principal or interest due on the Bonds has not been made to the Registrar, the Registrar or any Owner to whom such payment is due, shall so notify MBIA by telephonic or telegraphic notice, subsequently confirmed in writing, or written notice by registered or certified mail. Such notice -37- shall specify the amount of the anticipated deficiency, the Bonds to which such deficiency is applicable and whether such Bonds will be deficient as to principal or interest, or both. MBIA, on the later of the date due for payment or within one Business Day after receipt of notice of nonpayment, will deposit sufficient moneys with Citibank, N.A. , as insurance trustee for MBIA or any successor insurance trustee (the "Insurance Trustee" ) . (b) The Registrar shall, after giving notice to MBIA as provided in (a) above, make available to MBIA and, at MBIA" s direction, to the Insurance Trustee, the Bond Register and all records relating to the funds and maintained under this Ordinance. (c) The Registrar shall provide MBIA and the Insurance Trustee with a list of registered Owners of Bonds entitled to receive principal or interest payments from MBIA under the terms of the Municipal Bond Guaranty Insurance Policy, and shall make arrangements with the Insurance Trustee (i) to mail checks or drafts to the registered Owners of Bonds entitled to receive full or partial interest payments from MBIA and (ii) to pay principal upon Bonds surrendered to the Insurance Trustee by the registered Owners of Bonds entitled to receive full or partial principal payments from MBIA. (d) The Registrar shall, at the time it provides notice to MBIA pursuant to (a) above, notify registered Owners of Bonds entitled to receive the payment of principal or interest thereon from MBIA (i ) as to the fact of such entitlement, (ii ) that MBIA will remit to them all or a part of the interest payments next coming due, (iii ) that should they be entitled to receive full payment of principal from MBIA, they must present and surrender their Bonds together with any appropriate instrument of assignment for payment to the Insurance Trustee, and not the Registrar and (iv) that should they be entitled to receive partial payment of principal from MBIA, they must present and surrender their Bonds for payment thereon first to the Registrar, who shall note on such Bonds the portion of the principal paid by the Registrar, and then, along with an appropriate instrument of assignment, to the Insurance Trustee, which will then pay the unpaid portion of principal . The Insurance Trustee shall disburse to registered Owners of Bonds or the Registrar, the payment due less any amount held by the -38- Registrar for payment of principal of or interest on Bonds and legally available therefor. (e) In the event that the Registrar has notice that any payment of principal of or interest on a Bond which has become due for payment and which is made to an Owner by and on behalf of the City has been deemed a preferential transfer and theretofore recovered from its registered Owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdiction, the Registrar shall, at the time MBIA is notified pursuant to (a) above, notify all registered Owners that in the event that any registered Owner' s payment is so recovered, such registered Owner will be entitled to payment from MBIA to the extent of such recovery if sufficient funds are not otherwise available, and the Registrar shall furnish to MBIA its records evidencing the payments of principal of and interest on the Bonds which have been made by the Registrar and subsequently recovered from registered Owners and the dates on which such payments were made. (f) In addition to those rights granted MBIA under this Ordinance, MBIA shall, upon remittance and transfer of Bonds and appropriate instruments of assignment, become the Owner thereof, and to evidence such ownership (i ) in the case of claims for past due interest, the Registrar shall note MBIA' s right as Owner on the Register upon receipt from MBIA of proof of the payment of interest thereon to the registered Owners of the Bonds and (ii ) in the case of claims for past due principal, the Registrar shall note MBIA' s rights as Owner on the Register upon surrender of the Bonds by the registered Owners thereof together with proof of the payment of principal thereof. 36. MBIA Consent. Any provision of this Ordinance expressly recognizing or granting rights in or to MBIA may not be amended in any manner which affects the rights of MBIA hereunder without the prior written consent of MBIA (which shall not be unreasonably withheld) . 37. MBIA Subrogation. In the event that the principal and/or interest due on the Bonds shall be paid by MBIA pursuant to the Municipal Bond Guaranty Insurance Policy, the Bonds shall remain outstanding for all purposes, not be defeased or otherwise satisfied and not be considered paid by the City and all covenants, agreements and other obligations of the City to the Owners shall continue to -39- exist and shall run to the benefit of MBIA, and MBIA shall be subrogated to the rights of such Owners. 38. MBIA Reserve Fund Surety Bond. In order to satisfy the Reserve Fund Requirement with respect to the Bonds, the City hereby approves the purchase of the MBIA Reserve Fund Surety Bond for deposit with the Registrar in the Reserve Fund and hereby authorizes the execution, delivery and performance of the MBIA Financial Guaranty Agreement with respect thereto. So long as the MBIA Reserve Fund Surety Bond remains in effect, the City and the Registrar agree that all demands for payment thereunder shall be made at least 3 days prior to the date on which the funds are required to be delivered and that the Registrar shall maintain adequate records as to the amount available to be drawn from time to time under the MBIA Reserve Fund Surety Bond and as to the amounts owing from the City to MBIA under the MBIA Financial Guaranty Agreement. 39. Notices and Reports. The City covenants that it will provide MBIA and each Insurer with (a) a copy of the City' s annual audited financial statement for each fiscal year and the City' s budget for the following fiscal year, within 120 days of the end of each of the City' s fiscal years; (b) notice of any issue of debt obligations by the City and a copy of any disclosure document prepared in connection therewith, within 30 days after the issuance of such obligations; (c) such other information as MBIA or each Insurer may reasonably request; and (d) copies of all notices which the City provides or is obligated to provide hereunder at the same time and in the same manner as each such notice is given hereunder. In addition, the City agrees that any amendment of or modification to this Ordinance shall be sent to Standard & Poor' s Corporation, Inc. , and any other rating agency reasonably designated by MBIA and each Insurer. For purposes of this Ordinance, the City shall provide MBIA with all notices and reports required hereunder at the following address unless and until MBIA notifies the City in writing as to a different address: -40- The Municipal Bond Investors Assurance Corporation 113 King Street Armonk, NY 10504 Attention: Surveillance Department 40. Open Meeting. It is hereby officially found and determined that the meeting at which this Ordinance was adopted was open to the public, and public notice of the time, place and purpose of said meeting was given, all as required by Article 6252-17, Vernon' s Texas Civil Statutes. PASSED AND APPROVED this 22nd day of August, 1989 . 'Mayor The City of Beaumont AT'iE'ST Deputy City Clei- Tr1e CY tyy- of Beaumont (SEAL} -41- EXHIBIT "A" NOTICE OF PRIOR REDEMPTION CITY OF BEAUMONT, TEXAS, WATERWORKS AND SEWER SYSTEM REVENUE REFUNDING BONDS, SERIES 1983 , maturing on September 1 in each of the years 1992 through 1998 in the aggregate principal amount of $10, 195, 000. NOTICE IS HEREBY GIVEN that the City of Beaumont, Texas, has called the above bonds for redemption on September 1, 1991 . Such bonds will be redeemed at Citibank, N.A. , New York, New York, where due provision shall be made to pay the redemption price of the principal amount of such bonds plus accrued interest to the date fixed for redemption. Such bonds shall not bear interest after September 1, 1991 . BY ORDINANCE of the City of Beaumont, Texas, adopted August 22, 1989. MAURICE E. MEYERS, Mayor City of Beaumont, Texas EXHIBIT "B" ESCROW AGREEMENT THIS ESCROW AGREEMENT (the "Escrow Agreement" ) dated for convenience August 22 , 1989, but effective on the Escrow Funding Date described herein, is made and entered into by and between The City of Beaumont, Texas, a Home Rule City organized and existing under the Constitution and laws of the State of Texas (together with any successor to its duties and functions, the "City" ) , and Citibank, N.A. , New York, New York, a national banking association having its principal corporate trust office in New York, New York, as escrow agent (together with any successor or assign in such capacity, the "Escrow Agent" ) . WHEREAS, the City has heretofore issued and there remain outstanding the City' s Waterworks and Sewer System Revenue Refunding Bonds, Series 1983, and the City desires to provide for the refunding prior to maturity of such bonds (the "Refunded Bonds" ) ; and WHEREAS, Article 717k, Vernon' s Texas Civil Statues, as amended, authorizes and empowers the City to issue, sell and deliver revenue refunding bonds and to deposit the proceeds of such bonds, together with other available funds or resources, with any place of payment for the Refunded Bonds in an amount which is sufficient to provide for the payment or redemption of the principal of and interest on the Refunded Bonds; and WHEREAS, the City Council of the City has adopted an ordinance authorizing the issuance of the City' s Waterworks and Sewer System Revenue and Refunding Bonds, Series 1989, in the aggregate principal amount of $16, 840,000 (the "Refunding Bonds" ) , for the purpose, among other things, of providing the funds necessary to pay and refund the Refunded Bonds and to thereby provide a savings in debt service; and WHEREAS, the City has provided pursuant to this Escrow Agreement for the application of the proceeds of the Refunding Bonds to provide for the payment and redemption of the Refunded Bonds; and WHEREAS, the City Council of the City has further determined to effectuate the advance refunding of the Refunded Bonds pursuant to this Escrow Agreement, under which provision is made for the safekeeping, investment, reinvestment, administration and disposition of the proceeds of the Refunding Bonds, so as to provide firm banking and financial arrangements for the discharge and final payment or redemption of the Refunded Bonds; NOW, THEREFORE, in consideration of the mutual -undertakings, promises and agreements herein contained, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and in order to secure the full and timely payment of the principal of and the interest on the Refunded Bonds, the City and the Escrow Agent contract and agree as follows: ARTICLE I DEFINITIONS AND INTERPRETATIONS 1 . 01 Definitions. Unless otherwise expressly provided or unless the context clearly requires otherwise, the following terms shall have the respective meanings specified below for all purposes of this Escrow Agreement: "Book Entry Securities" shall mean the United States Treasury Obligations, State and Local Government Series, initially purchased with the proceeds of the Refunding Bonds, all as more fully described in the Report. "Code" shall mean the Internal Revenue Code of 1986, as amended, and the applicable regulations thereunder and under the Internal Revenue Code of 1954. "City" shall mean The City of Beaumont, Texas, and any successor to its duties and functions. "Escrow Agent" shall mean Citibank, N.A. , New York, New -fork, in its capacity as escrow agent hereunder, and any successor or assign in such capacity. "Escrow Agreement" shall mean this escrow agreement by and between the City and the Escrow Agent, as it may be amended or supplemented from time to time. "Escrow Fund" shall mean the fund created in Section 3 . 01 of this Escrow Agreement to be administered by the Escrow Agent pursuant to the provisions of this Escrow Agreement. "Escrow Funding Date" shall mean the date on which the City deposits with the Escrow Agent the cash and Escrowed Securities described in Section 2 . 01 . "Escrowed Securities" shall mean the Book Entry Securities. -2- "Paying Agent for the Refunded Bonds" shall mean Citibank, N.A. , New York, New York. "Refunded Bond Ordinance" shall mean the City' s ordinance authorizing the issuance, sale and delivery of the Refunded Bonds . "Refunded Bonds" shall mean the City' s Waterworks and Sewer System Revenue Refunding Bonds, Series 1983 , in the aggregate principal amount of $11, 945, 000. "Refunding Bonds" shall mean the City' s Waterworks and Sewer System Revenue and Refunding Bonds, Series 1989, dated September 1, 1989, in the outstanding aggregate principal amount of $16, 840, 000. "Refunding Bond Ordinance" shall mean the City' s Ordinance adopted August 22 , 1989, authorizing the issuance, sale and delivery of the Refunding Bonds. "Report" shall mean the verification report prepared by Peat, Marwick, Main & Co. relating to the advance refunding of the Refunded Bonds, a copy of which is attached hereto as Exhibit "A" . 1.02 Interpretations. The titles and headings of the articles and sections of this Escrow Agreement have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict the terms hereof. This Escrow Agreement and all of the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein and to achieve the intended purpose of providing for the refunding of the Refunded Bonds in accordance with applicable law. ARTICLE II DEPOSIT OF FUNDS AND ESCROWED SECURITIES 2 .01 Deposits with Escrow Agent; Acquisition of Escrowed Securities. On the Escrow Funding Date, the City will deposit, or cause to be deposited, with the Escrow Agent the following: (a) Book Entry Securities in the principal amount of $12,352,200.00, purchased with a portion of the proceeds of the Refunding Bonds; and (b) A beginning cash balance of $84. 83 . -3- ARTICLE III CREATION AND OPERATION OF ESCROW FUND 3 .01 Escrow Fund. On the Escrow Funding Date, the Escrow Agent will create on its books a special fund and irrevocable escrow to be known as The City of Beaumont Waterworks and Sewer System Revenue Refunding Bonds Escrow Fund, into which will be deposited the cash and Escrowed Securities described in Section 2 .01 . The Escrowed Securities, all proceeds therefrom and all cash balances from time to time on deposit in the Escrow Fund shall be the property of the Escrow Fund, and shall be applied only in strict conformity with the terms and conditions hereof. The Escrowed Securities, all proceeds therefrom and all cash balances from time to time on deposit in the Escrow Fund are hereby irrevocably pledged to the payment of the principal of and interest on the Refunded Bonds, which payment shall be made by timely transfers to the Paying Agent for the Refunded Bonds of such amounts at such times as are provided in Section 3 .02 hereof. When the final transfers have been made to the Paying Agent for the Refunded Bonds for the payment of such principal of and interest on the Refunded Bonds, any balance then remaining in the Escrow Fund shall be transferred to the City, and the Escrow Agent shall thereupon be discharged from any further duties hereunder. 3.02 Payment of Principal of and Interest on Refunded Bonds. (a) The Escrow Agent is hereby irrevocably instructed to transfer to the Paying Agent for the Refunded Bonds from the cash balance from time to time on deposit in the Escrow Fund the amounts required to pay the principal of and interest on the Refunded Bonds as the same become due and payable, all as provided in the Report. (b) Money transferred to and held by the Paying Agent for the Refunded Bonds in accordance with the provisions hereof shall be held by the Paying Agent for the Refunded Bonds as a separate trust fund for the account of the respective holders of the Refunded Bonds in connection with which such money is held; provided, however, subject to the provisions of Title 6 of the Texas Property Code regarding Unclaimed Property, that money so held remaining unclaimed by the owners of such Refunded Bonds for three (3) years after the dates on which payment thereon was due, payable and available for payment shall be paid to the City to be used for any lawful purpose. Thereafter, neither the City, the Escrow Agent, the Paying Agent for the Refunded Bonds nor any other person shall be liable or responsible to -4- any holders of such Refunded Bonds for any further payment of such unclaimed money or on account of any such Refunded Bonds. (c) Except as provided in Article IV hereof, the City hereby covenants and agrees that it will not exercise any right that it may have to redeem any of the Refunded Bonds prior to their scheduled maturities. 3.03 Sufficiency of Escrow Fund. The City represents (based solely upon the Report) that the successive receipts of the principal of and interest on the Escrowed Securities will assure that the cash balance on deposit from time to time in the Escrow Fund will be at all times sufficient to provide money for transfer to the Paying Agent for the Refunded Bonds at the times and in the amounts required to pay the interest on the Refunded Bonds as such interest comes due and to pay the principal of the Refunded Bonds as the Refunded Bonds mature or are redeemed. 3.04 Escrow Fund. The Escrow Agent at all times shall hold the Escrow Fund, the Escrowed Securities and all other assets of the Escrow Fund wholly segregated from all other funds and securities on deposit with the Escrow Agent; it shall never allow the Escrowed Securities or any other assets of the Escrow Fund to be commingled with any other funds or securities of the Escrow Agent; and it shall hold and dispose of the assets of the Escrow Fund only as set forth herein. The Escrowed Securities and other assets of the Escrow Fund always shall be maintained by the Escrow Agent for the benefit of the holders of the Refunded Bonds; and a special account therefor evidencing such fact shall be maintained at all times on the books of the Escrow Agent. The holders of the Refunded Bonds shall be entitled to the same preferred claim and first lien upon the Escrowed Securities, the proceeds thereof and all other assets of the Escrow Fund as are enjoyed by other beneficiaries of similar accounts. The amounts received by the Escrow Agent under this Escrow Agreement shall not be considered as a banking deposit by the City, and the Escrow Agent shall have no right or title with respect thereto except as escrow agent under the terms hereof. The amounts received by the Escrow Agent hereunder shall not be subject to warrants, drafts or checks drawn by the City. 3.05 Security for Cash Balances. Cash balances from time to time on deposit in the Escrow Fund, to the extent not insured by the Federal Deposit Insurance Corporation or its successor, shall be continuously secured by a pledge of direct obligations of, or obligations unconditionally guaranteed by, the United States of America, held by an -5- independent third party, and having a market value at least equal to such cash balances. ARTICLE IV REDEMPTION OF CERTAIN REFUNDED BONDS PRIOR TO MATURITY 4.01 Optional Redemption of Certain Refunded Bonds. The City has irrevocably exercised its option to call for redemption prior to maturity the Refunded Bonds as set forth below. Such optional redemption shall be carried out in accordance with the Ordinance authorizing the issuance of such Bonds. The Escrow Agent is hereby authorized to provide funds therefor as set forth in Section 3 .02(a) hereof. Bonds To Be Redeemed Redemption Date City of Beaumont, Texas, Waterworks and Sewer System Revenue Refunding Bonds, Series 1983 , Maturities 1992 through 1998 September 1, 1991 ARTICLE V LIMITATION ON INVESTMENTS 5 .01 General . Except as herein otherwise expressly provided, the Escrow Agent shall not have any power or duty to invest any money held hereunder; or to make substitutions of the Escrowed Securities; or to sell, transfer or otherwise dispose of the Escrowed Securities. 5.02 Substitution of Securities. At the written request of the City, and upon compliance with the conditions hereinafter stated. the Escrow Agent shall sell . transfer, otherwise dispose of or request the redemption of all or any portion of the Escrowed Securities and apply the proceeds therefrom to purchase Refunded Bonds or direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States of America and which do not permit the redemption thereof at the option of the obligor. Any such transaction may be effected by the Escrow Agent only if (1) the Escrow Agent shall have received a written opinion from a nationally recognized firm of certified public accountants acceptable to the City and the Escrow Agent that such transaction will not cause the amount of money and securities in the Escrow Fund to be reduced below an amount which will be sufficient, when added to the interest to accrue thereon, to provide for -6- the payment of principal and interest on the remaining Refunded Bonds as they become due, and (2 ) the Escrow Agent shall have received the unqualified written legal opinion of nationally recognized bond counsel or tax counsel acceptable to the City and the Escrow Agent to the effect that such transaction will not cause any of the Refunding Bonds to be an "arbitrage bond" within the meaning of the Code, and that such transaction will not result in a violation of the laws of the State of Texas. ARTICLE VI RECORDS AND REPORTS 6. 01 Records. The Escrow Agent shall keep books of record and account in which complete and correct entries shall be made of all transactions relating to the receipts, disbursements, allocations and application of the money and Escrowed Securities deposited to the Escrow Fund and all proceeds thereof, and such books shall be available for inspection at reasonable hours and under reasonable conditions by the City and the holders of the Refunded Bonds. 6.02 Reports. For the period beginning on the Escrow Funding Date and ending on March 1, 1990, and for each twelve ( 12 ) month period thereafter while this Agreement remains in effect, the Escrow Agent shall prepare and send to the City, at the City' s request, within thirty (30) days following the end of such period a written report summarizing all transactions relating to the Escrow Fund during such period, including, without limitation, credits to the Escrow Fund as a result of interest payments on or maturities of the Escrowed Securities and transfers from the Escrow Fund to the Paying Agent for the Refunded Bonds or otherwise, together with a detailed statement of all Escrowed Securities and the cash balance on deposit in the Escrow Fund as of the end of such period. 6. 03 Notification. The Escrow Agent shall notify the City immediately if at any time during the term of this agreement it determines that there is insufficient cash and Escrowed Securities in the Escrow Fund to provide for the transfer to the Paying Agent for the Refunded Bonds for timely payment of all interest on and principal of the Refunded Bonds. -7- ARTICLE VII CONCERNING THE ESCROW AGENT 7 .01 Representations. The Escrow Agent hereby represents that it has all necessary power and authority to enter into this Escrow Agreement and undertake the obligations and responsibilities imposed upon it herein, and that it will carry out all of its obligations hereunder. 7.02 Limitation on Liability. The Escrow Agent shall not be liable for any action taken or neglected to be taken in good faith in the exercise of reasonable care and believed to be within the discretion or power conferred by this Escrow Agreement, nor shall it be responsible for the consequences of any error of judgment; and it shall not be answerable except for its own neglect or default, nor for any loss unless the same shall have been through their negligence or want of good faith. The liability of the Escrow Agent to transfer funds to the Paying Agent for the Refunded Bonds for the payments of the principal of and interest on the Refunded Bonds shall be limited to the proceeds of the Escrowed Securities and the cash balances from time to time on deposit in the Escrow Fund. Notwithstanding any provision contained herein to the contrary, the Escrow Agent shall have no liability whatsoever for the insufficiency of funds from time to time in the Escrow Fund or any failure of the obligor of the Escrowed Securities to make timely payment thereon, except for the obligation to notify the City promptly of any such occurrence. The recitals herein and in the proceedings authorizing the Refunding Bonds shall be taken as the statements of the City and shall not be considered as made by, or imposing any obligation or liability upon, the Escrow Agent. In its capacity as Escrow Agent, it is agreed that the Escrow Agent need look only to the terms and provisions of this Escrow Agreement. The Escrow Agent makes no representation as to the value, condition or sufficiency of the Escrow Fund, or any part thereof, or as to the title of the City thereto, or as to the security afforded thereby or hereby, and the Escrow Agent shall incur no liability or responsibility with respect to any of such matters. It is the intention of the City and the Escrow Agent that the Escrow Agent shall never be required to use or advance its own funds or otherwise incur personal financial -8- liability in the performance of any of its duties or the exercise of any of its rights and powers hereunder. Unless it is specifically provided otherwise herein, the Escrow Agent has no duty to determine or inquire into the happening or occurrence of any event or contingency or the performance or failure of performance of the City with respect to arrangements or contracts with others, with the Escrow Agent' s sole duty hereunder being to safeguard the Escrow Fund and to dispose of and deliver the same in accordance with this Escrow Agreement. If, however, the Escrow Agent is called upon by the terms of this Escrow Agreement to determine the occurrence of any event or contingency, the Escrow Agent shall be obligated, in making such determination, only to exercise reasonable care and diligence, and in event of error in making such determination the Escrow Agent shall be liable only for its own misconduct or its negligence. In determining the occurrence of any such event or contingency the Escrow Agent may request from the City or any other person such reasonable additional evidence as the Escrow Agent in its discretion may deem necessary to determine any fact relating to the occurrence of such event or contingency, and in this connection may make inquiries of, and consult with the City, among others, at any time. 7. 03 Compensation. (a) On the Escrow Funding Date the City will pay the Escrow Agent, as a fee for performing the services hereunder and for all expenses incurred or to be incurred by the Escrow Agent in the administration of this Escrow Agreement, and for its services in its capacity as Paying Agent for the Refunded Bonds, the sum of $7 , 000. If the Escrow Agent is requested to perform any extraordinary services hereunder, the City hereby agrees to pay reasonable fees to the Escrow Agent for such extraordinary services and to reimburse the Escrow Agent for all expenses incurred by the Escrow Agent in performing such extraordinary services. It is expressly provided that the Escrow Agent shall look only to the City for the payment of such additional fees and reimbursement of such additional expenses . The Escrow Agent hereby agrees that in no event shall it ever assert any claim or lien against the Escrow Fund for any fees for its services, whether regular, additional or extraordinary, as Escrow Agent, or in any other capacity, or for reimbursement for any of its expenses. 7.04 Successor Escrow Agents. If at any time the Escrow Agent or its legal successor or successors should cease to be the Escrow Agent hereunder, a vacancy shall -9- forthwith exist hereunder in the office of the Escrow Agent. kny successor Escrow Agent appointed by the City shall succeed, without further act, to all the rights, immunities, powers and trusts of the predecessor Escrow Agent hereunder. Upon the request of any such successor Escrow Agent, the City shall execute any and all instruments in writing for gore fully and certainly vesting in and confirming to such successor Escrow Agent all such immunities, rights, powers and duties. The Escrow Agent shall pay over to its successor Escrow Agent a proportional part of the Escrow Agent's fee hereunder equal to the portion of such fee attributable to duties to be performed after the date of succession. ARTICLE VIII MISCELLANEOUS 8.01 Notices. Any notice, authorization, request, or demand required or permitted to be given hereunder shall be in writing and shall be deemed to have been duly given when Trailed by registered or certified mail, postage prepaid addressed as follows: To the Escrow Agent: Citibank, N.A. , New York, New York 20 Exchange Place Sort 3685 New York, New York 10043 Attention: Corporate Trust Department To the Cif: The City of Beaumont, Texas P. 0. Box 3827 Beaumont, Texas 77704 Attention: Mayor The United States Post Office registered or certified mail receipt showing delivery of the aforesaid shall be conclusive evidence of the date and fact of delivery. Any party hereto may change the address to which notices are to be delivered by giving to the other parties not less than ten days prior notice thereof. 8.02 Termination of Escrow Agent' s Obligations. Upon the taking by the Escrow Agent of all the actions as described herein, the Escrow Agent shall have no further obligations or responsibilities hereunder to the City, the holders of the Refunded Bonds or to any other person or persons in connection with this Escrow Agreement. -10- 8. 03 Binding Aqreement. This Escrow Agreement shall be binding upon the City, and the Escrow Agent and their respective successors and legal representatives, and shall inure solely to the benefit of the holders of the Refunded Bonds, the City, the Escrow Agent and their respective successors and legal representatives . 8.04 Severability. In case any one or more of the provisions contained in this Escrow Agreement shall for any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provisions of this Escrow Agreement, but this Escrow Agreement shall be construed as if such invalid or illegal or unenforceable provision had never been contained herein. 8. 05 Governing Law. This Escrow Agreement shall be governed exclusively by the provisions hereof and by the applicable laws of the State of Texas. 8.06 Time of Essence. Time shall be of the essence in the performance of obligations from time to time imposed upon the Escrow Agent by this Escrow Agreement. Executed as of August 22, 1989, but effective as set forth herein. THE CITY OF BEAUMONT, TEXAS By: ATTEST: Mayor City Clerk (SEAL) CITIBANK, N.A. , NEW YORK, NEW YORK, as Escrow Agent By: Vice President and ATTEST Trust Officer Assistant Cashier (SEAL) -11-